.kzs-knowledge {
    --kzs-navy: #1f2a33;
    --kzs-navy-soft: #2f3e48;
    --kzs-gold: #9a7a3f;
    --kzs-gold-light: #d8c8a2;
    --kzs-bg: #f7f5f0;
    --kzs-card: #ffffff;
    --kzs-border: #e5dfd4;
    --kzs-text: #263238;
    --kzs-muted: #65727a;

    font-family: inherit;
    color: var(--kzs-text);
    max-width: 1180px;
    margin: 0 auto;
    padding: 56px 20px 72px;
  }

  .kzs-knowledge * {
    box-sizing: border-box;
  }

  .kzs-hero {
    background: linear-gradient(135deg, var(--kzs-navy), var(--kzs-navy-soft));
    color: #ffffff;
    border-radius: 24px;
    padding: 52px 48px;
    margin-bottom: 44px;
    position: relative;
    overflow: hidden;
  }

  .kzs-hero::after {
    content: "";
    position: absolute;
    right: -80px;
    bottom: -80px;
    width: 240px;
    height: 240px;
    border-radius: 50%;
    border: 1px solid rgba(216, 200, 162, 0.35);
  }

  .kzs-eyebrow {
    color: var(--kzs-gold-light);
    text-transform: uppercase;
    letter-spacing: 0.11em;
    font-size: 13px;
    font-weight: 700;
    margin-bottom: 14px;
  }

  .kzs-hero h1 {
    font-size: clamp(32px, 4vw, 48px);
    line-height: 1.12;
    margin: 0 0 18px;
    color: #ffffff;
  }

  .kzs-hero p {
    font-size: 18px;
    line-height: 1.7;
    max-width: 760px;
    margin: 0;
    color: rgba(255, 255, 255, 0.88);
  }

  .kzs-section-title {
    display: flex;
    align-items: center;
    gap: 14px;
    margin: 42px 0 22px;
  }

  .kzs-section-title span {
    width: 42px;
    height: 2px;
    background: var(--kzs-gold);
    display: inline-block;
  }

  .kzs-section-title h2 {
    font-size: clamp(24px, 3vw, 34px);
    margin: 0;
    color: var(--kzs-navy);
  }

  .kzs-intro-grid {
    display: grid;
    grid-template-columns: 1.2fr 0.8fr;
    gap: 24px;
    margin-bottom: 34px;
  }

  .kzs-panel {
    background: var(--kzs-bg);
    border: 1px solid var(--kzs-border);
    border-radius: 20px;
    padding: 28px;
  }

  .kzs-panel p {
    margin: 0;
    line-height: 1.75;
    color: var(--kzs-muted);
    font-size: 16px;
  }

  .kzs-panel strong {
    color: var(--kzs-navy);
  }

  .kzs-categories {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 16px;
    margin: 26px 0 44px;
  }

  .kzs-category {
    display: block;
    background: var(--kzs-card);
    border: 1px solid var(--kzs-border);
    border-radius: 18px;
    padding: 22px;
    text-decoration: none;
    color: var(--kzs-text);
    transition: transform 0.18s ease, box-shadow 0.18s ease, border-color 0.18s ease;
  }

  .kzs-category:hover {
    transform: translateY(-3px);
    border-color: var(--kzs-gold-light);
    box-shadow: 0 14px 34px rgba(31, 42, 51, 0.08);
  }

  .kzs-category small {
    display: block;
    color: var(--kzs-gold);
    font-weight: 700;
    margin-bottom: 8px;
    text-transform: uppercase;
    letter-spacing: 0.06em;
    font-size: 12px;
  }

  .kzs-category h3 {
    margin: 0 0 8px;
    font-size: 20px;
    color: var(--kzs-navy);
  }

  .kzs-category p {
    margin: 0;
    color: var(--kzs-muted);
    line-height: 1.55;
    font-size: 15px;
  }

  .kzs-articles {
    display: grid;
    gap: 14px;
    margin-bottom: 42px;
  }

  .kzs-article {
    display: grid;
    grid-template-columns: 150px 1fr auto;
    align-items: center;
    gap: 22px;
    background: var(--kzs-bg);
    border: 1px solid var(--kzs-border);
    border-radius: 16px;
    padding: 20px 24px;
    text-decoration: none;
    color: var(--kzs-text);
    transition: background 0.18s ease, border-color 0.18s ease, transform 0.18s ease;
  }

  .kzs-article:hover {
    background: #ffffff;
    border-color: var(--kzs-gold-light);
    transform: translateX(3px);
  }

  .kzs-article-category {
    color: var(--kzs-gold);
    font-weight: 700;
    font-size: 13px;
    text-transform: uppercase;
    letter-spacing: 0.06em;
  }

  .kzs-article-title {
    font-size: 18px;
    font-weight: 700;
    color: var(--kzs-navy);
    line-height: 1.4;
  }

  .kzs-article-arrow {
    color: var(--kzs-gold);
    font-size: 24px;
  }

  .kzs-cta {
    background: var(--kzs-navy);
    color: #ffffff;
    border-radius: 22px;
    padding: 34px;
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 28px;
  }

  .kzs-cta h2 {
    margin: 0 0 10px;
    color: #ffffff;
    font-size: 26px;
  }

  .kzs-cta p {
    margin: 0;
    line-height: 1.65;
    color: rgba(255, 255, 255, 0.82);
    max-width: 720px;
  }

  .kzs-button {
    display: inline-block;
    background: var(--kzs-gold);
    color: #ffffff;
    text-decoration: none;
    padding: 14px 24px;
    border-radius: 999px;
    font-weight: 700;
    white-space: nowrap;
    transition: background 0.18s ease, transform 0.18s ease;
  }

  .kzs-button:hover {
    background: #826634;
    transform: translateY(-2px);
    color: #ffffff;
  }

  .kzs-disclaimer {
    margin-top: 24px;
    font-size: 13px;
    line-height: 1.6;
    color: var(--kzs-muted);
  }

  @media (max-width: 900px) {
    .kzs-hero {
      padding: 38px 28px;
    }

    .kzs-intro-grid,
    .kzs-categories {
      grid-template-columns: 1fr;
    }

    .kzs-article {
      grid-template-columns: 1fr;
      gap: 8px;
    }

    .kzs-article-arrow {
      display: none;
    }

    .kzs-cta {
      flex-direction: column;
      align-items: flex-start;
    }
  }